Arranging for vehicle or asset finance can be a good way to drive business growth without having to put your plans on hold while you save for the resources you need – putting meaning into the phrase ‘work smarter, not harder’.
Arrangements for assets
Finance arrangements can offer structure to your repayments, working around your cash flow, while balancing repayments to match your seasonal income. This can help those that don’t have the cash available to purchase business assets, such as vehicles, outright. Finance arrangements can also provide assistance to those with the cash available but are considering whether big-ticket items are the best choice for their current circumstances.
When you finance a vehicle or other asset you can also choose the length of the agreement. This can give you the flexibility to upgrade to the latest technology more frequently – helping increase your business’s efficiency and competiveness.
Purchasing assets outright can erode capital which you may otherwise need to finance operations or other growth opportunities within your business. Financing means you don’t need to have the capital on hand to buy then and there – keeping it handy for the times when you land a new contract but are short of assets needed to match the workload. Your business growth could increase when you’re able to confidently tender for jobs that will expand your business and your assets.
Help from HIA
HIA Vehicles now has access to the buying power of Macquarie Leasing to give HIA members even better value for money.
The HIA Vehicles team – specialising in purchasing vehicles – can even look after the sourcing of your new car. The car buying service regularly saves clients money on the price of their new car1.
With a variety of financing options available, a vehicle finance specialist can handle trade-ins and provide you with a personal account manager to help you decide which type of finance is right for you – helping you save even more time and effort.
For more information about HIA Vehicles, call our specialists on 1300 650 776 or visit www.hiavehicles.com.au
1 Car buying service has no influence on Macquarie Leasing’s lending decisions and vehicle sourcing is independent of any application for credit. Past prices and savings achieved may not be indicative of future results. Prices achieved are affected by various factors, including, among others, buyer type, vehicle specifications, stock availability, location, manufacturer specials and timing.
Asset finance, sourcing and other services are provided by Macquarie Leasing Pty Ltd ABN 38 002 674 982 (Australian Credit Licence 394925) (Macquarie Leasing). HIA Vehicles is a registered trading name and business name of Housing Industry Association Limited ACN 004 631 752, and Macquarie Leasing is licensed to use such name and other trademarks. HIA Vehicles have no influence on Macquarie Leasing’s lending decisions and vehicle sourcing is independent of any application for credit. All applications are subject to the satisfaction of Macquarie Leasing’s approval criteria. The information is not an expression of opinion or recommendation and does not constitute financial, accounting, taxation, general or personal advice and should not be relied upon as such. Terms, fees and conditions apply. Macquarie Leasing is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth), and the obligations of Macquarie Leasing do not represent deposits or other liabilities of Macquarie Bank Limited. Macquarie Bank Limited does not guarantee or otherwise provide assurance in respect of any of the obligations of Macquarie Leasing.