You probably know by now that the international prince who’s emailed you requesting a loan and promising to pay back double what he’s asking for is a scammer. You probably also know you shouldn’t click on that obnoxious pop-up ad that congratulates you on being the millionth site visitor and urges you to click and claim your prize.
We are becoming increasingly tech-savvy as the digital revolution cements itself as a part of our everyday lives. But unfortunately, so are hackers. They know we don’t fall for the same old tricks anymore so scammers and hackers are finding new and sophisticated methods to get into our computers.
Why is this such a problem? If you sit firmly in the ‘I have nothing to hide’ camp, or you don’t care to over-complicate your logins and worry you’ll end up locking yourself out of your accounts needlessly, you could benefit from hearing the finer details of how hackers can attack you, your family and your business.
A hacker who gets into your computer has access to a wealth of information – a lot of which you probably don’t even realise is stored there. Consider your photos (which might not sound that threatening), your login details for bank accounts or apps that track location on a family member’s device. That’s right, a stranger on the internet can quickly and easily drain your funds and even find out where your children are if you leave yourself vulnerable enough.
If your emails get hacked it can prevent you from being able to send new emails or read existing ones. It can also leave you open for hackers to amend bank details on your invoices so they receive incoming payments from your clients – which often isn’t covered by insurance.
All of this can happen with the seemingly harmless click of a link. So what can you do to protect yourself?