{{ propApi.closeIcon }}
Our industry
Our industry $vuetify.icons.faArrowRight
Housing industry insights Economics Data & forecasts Tailored research and analysis Advocacy & policy Advocacy Policy priorities Position statements Submissions News and inspiration Industry news Member alerts Media releases HOUSING Online
Business support
Business support $vuetify.icons.faArrowRight
Become an apprentice host Hire an apprentice Why host a HIA apprentice? Apprentice partner program Builder & manufacturer program Industry insurance Construction legal expenses insurance Construction works insurance Home warranty insurance Tradies & tool insurance Planning & safety solutions Building & planning services How can safety solutions help you? Independent site inspections Solutions for your business Contracts Online HIA Tradepass HIA SafeScan Advertise jobs Trusted support & guidance Contracts & compliance support Professional services Industrial relations Member savings Toyota vehicles The Good Guys Commercial Fuel savings See all
Resources & advice
Resources & advice $vuetify.icons.faArrowRight
Building it right Building codes Australian standards Getting it right on site See all Building materials & products Concrete, bricks & walls Getting products approved Use the right products for the job See all Managing your business Dealing with contracts Handling disputes Managing your employees See all Managing your safety Falls from heights Safety rules Working with silica See all Building your business Growing your business Maintaining your business See all Other subjects COVID-19 Getting approval to build Sustainable homes See all
Careers & learning
Careers & learning $vuetify.icons.faArrowRight
A rewarding career Become an apprentice Apprenticeships on offer Frequently asked questions Study with us Find a course to suit you Qualification courses Learning on demand A job in the industry Get your builder's licence Continuing Professional Development (CPD) Find jobs
HIA community
HIA community $vuetify.icons.faArrowRight
Join HIA Sign me up How do I become a member? What's in it for me? Mates rates Get involved Become an award judge Join a committee Partner with us Our initiatives HIA Building Women GreenSmart Kitchen, bathroom and design hub Get to know us Our members Our people Our partners Support for you Charitable Foundation Mental health program
Awards & events
Awards & events $vuetify.icons.faArrowRight
Awards Awards program People & Business Awards GreenSmart Australian Housing Awards Awards winners Regional Award winners Australian Housing Award winners 2024 Australian Home of the Year Enter online Industry events Events in the next month Economic outlook National Conference Events calendar
HIA products
HIA products $vuetify.icons.faArrowRight
Shop @ HIA Digital Australian Standards Contracts Online Shipping & delivery Purchasing T&Cs See all Products Purchase NCC 2022 Building codes & standards Economic reports Hard copy contracts Guides & manuals
About Contact Newsroom
$vuetify.icons.faTimes
$vuetify.icons.faMapMarker Set my location Use the field below to update your location
Address
Change location
{{propApi.title}}
{{propApi.text}} {{region}} Change location
{{propApi.title}}
{{propApi.successMessage}} {{region}} Change location

$vuetify.icons.faPhone1300 650 620

HIA Insurance Services

HIA Insurance Services brings the highest level of expertise and resources to its clients.

HIA Insurance Services

HIA Insurance Services brings the highest level of expertise and resources to its clients.

HIA Insurance Services (HIAIS) is a team of brokers who are building industry experts and have a thorough understanding of the sector's unique, technical aspects. This allows us to identify insurance gaps and arrange a complete suite of comprehensive and competitive business and personal cover designed to meet the specific risk needs of builders, tradies and subcontractors.

Formed in 1984, HIAIS is a joint venture between the HIA and Aon. The joint venture provides HIAIS with a unique opportunity to leverage the buying power, insurance, governance and risk capability of Aon, while accessing HIA's thorough knowledge of the housing industry.

Working in unison with both the HIA and Aon, HIAIS brings the highest level of expertise and resources to clients. With access to leading experts within HIA's legal and technical teams, HIAIS brokers have a distinct edge in managing complex claims with insurers on your behalf and work to help pursue a fast and positive settlement for you.

Who is HIA Insurance Services?

Who is HIA Insurance Services?

Explore HIA Insurance Services

Construction Works Insurance

Protecting builders and subcontractors against loss or damage to any of their contracted work.

Find out more $vuetify.icons.faArrowRight

Home Warranty Insurance

Let us manage the complex paperwork and insurance services for you.

Find out more $vuetify.icons.faArrowRight

Construction Legal Expenses

Make sure you're covered in case of a contractual dispute.

Find out more $vuetify.icons.faArrowRight

Tradies and Tools Insurance

Peace of mind and protection for the tools of your trade.

Find out more $vuetify.icons.faArrowRight

HIA Insurance Services FAQs

Who does HIA Insurance Services cover?
{{ propApi.expandedIcon }} {{ propApi.collapsedIcon }}

HIA Insurance Services provides insurance coverage to a wide range of individuals and businesses. We offer insurance products for individuals and businesses, including but not limited to, home and contents insurance, landlord insurance, car insurance, business insurance, public liability insurance and contractor insurance in Australia. Our policies are designed to meet the unique needs of our clients and provide them with peace of mind in the event of unexpected accidents, damages, or losses.

For businesses, we offer tailored insurance solutions to cover risks associated with running a business, such as property damage, liability, and professional indemnity. We also offer builders insurance for tradies and professionals, including builders, plumbers, electricians, and more.

At HIA Insurance Services, we strive to provide our clients with comprehensive insurance coverage that meets their needs and fits within their budget. As your trusted building insurance broker, we work with a range of reputable insurers to provide our clients with competitive pricing and quality coverage. Contact us today to learn more about our insurance services and how we can help protect you and your assets.

 
What sort of coverage does HIA Insurance Services cover?
{{ propApi.expandedIcon }} {{ propApi.collapsedIcon }}

HIA Insurance Services offers a wide range of industrial insurance coverage to meet the diverse needs of our clients. Our builders insurance products cover various areas, including:

  • Home and Contents Insurance: Protects your home and personal belongings from damage or loss caused by events such as fire, theft, and natural disasters.
  • Landlord Insurance: Provides coverage for landlords, including protection for rental income, loss of rent, and liability for tenants' injuries or damages.
  • Car Insurance: Offers comprehensive, third party, and third party, fire and theft coverage for your car, motorcycle, or caravan.
  • Business Insurance: Offers coverage for businesses, including property damage, business interruption, public liability, and professional indemnity.
  • Public Liability Insurance: Protects you against claims for personal injury or property damage arising from your business activities.
What does builders insurance cover?
{{ propApi.expandedIcon }} {{ propApi.collapsedIcon }}

Builders insurance is a type of insurance coverage that provides protection for builders and tradespeople against unexpected losses, damages, or injuries that may occur during the construction or renovation process. Builders insurance can include several types of coverage, such as:

  • Public Liability Insurance: This policy provides coverage for claims of third-party injury or property damage resulting from construction work.
  • Construction Works Insurance: This policy provides coverage for damage to the construction site, building materials, and equipment during the construction process.
  • Contract Works Insurance: This policy provides coverage for the completed works, including the cost of rebuilding or repairing the completed work if damaged during the construction period.
  • Material Damage Insurance: This policy provides coverage for damage or loss to building materials and equipment on the construction site.
  • Personal Accident Insurance: This policy provides coverage for personal injury or accidental death during the construction process.
  • Professional Indemnity Insurance: This policy provides coverage for claims arising from negligence or errors and omissions in professional services provided by builders and tradespeople.
What does tradie and contractor insurance cover in Australia?
{{ propApi.expandedIcon }} {{ propApi.collapsedIcon }}

Tradie and contractor insurance provides protection to contractors and tradespeople for their business activities. In Australia, there are several types of insurance products available for tradies and contractors, including:

  • Public Liability Insurance: Building and public liability insurance policies provide coverage for claims of third-party injury or property damage resulting from your business activities.
  • Tools and Equipment Insurance: This policy provides coverage for loss, theft, or damage to your tools and equipment used in your business.
  • Professional Indemnity Insurance: This policy provides coverage for claims arising from negligence or errors and omissions in professional services provided by tradespeople or contractors.
  • Personal Accident Insurance: This policy provides coverage for personal injury or accidental death while working as a tradie or contractor.
  • Commercial Vehicle Insurance: This policy provides coverage for damage or loss to commercial vehicles used in your business.
  • Business Insurance: This policy provides coverage for risks associated with running a business, such as property damage, business interruption, and theft.
 
What does Trade Tool Insurance cover?
{{ propApi.expandedIcon }} {{ propApi.collapsedIcon }}

Trade Tool Insurance provides coverage for loss, theft, or damage to your tools and equipment used in your business. This type of industrial insurance is designed to protect tradespeople's livelihoods by ensuring they can continue working in the event of an unexpected loss or damage to their tools. 

As a builders insurance broker, HIA Insurance Services understands the unique risks that tradespeople face on a daily basis. That's why we offer comprehensive trade tool insurance coverage that can include protection for theft, accidental damage, fire and flood damage, transit coverage, and loss or damage to hired equipment. We work closely with a range of reputable insurers to provide our clients with tailored coverage options that meet their specific needs and budget.

Contact us today to learn more about our trade tool insurance and how we can help protect your business.