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Tradies and Tools Insurance
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HIAIS’ Insurance for Tradies and Subcontractors may provide the peace of mind and security to keep doing what you do best with Cover for Tools available as an optional extra.
Tradies Insurance may provide protection against the financial risk of being found liable to a third party for death or injury, loss or damage to property during your work (Public Liability) or after your work has completed (Product Liability).
Insurance for Tradies and Subcontractors
Key benefits
- Australia-wide cover, 24 hours a day, seven days a week
- Cover for up to seven onsite workers
- Optional cover for tools transported with you and kept offsite (in a locked secure area).
What this cover can include
- Public Liability cover for claims relating to injury or property damage during your work
- Product Liability cover for incidents that arise after your work has been completed
- Optional cover for tools, equipment and other portable items
Why consider this type of insurance?
Tradies can be exposed to a range of risks that may impact their business, including:
- Accidental damage to third-party property
- Injury to others arising from work activities
- Loss, theft or damage to essential tools
These types of events can result in significant costs and disruption to your business.
Visit HIA Insurance Services to learn more about Trades and Subcontractors insurance, or call today to discuss your business with a broker.
© 2026 HIA Insurance Services Pty Ltd ABN 84 076 460 967 (HIAIS), an authorised representative (No 275925) of Aon Risk Services Australia Limited ABN 17 000 434 720 | AFSL 241141 (Aon).
The information contained in this webpage is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. It is not intended to be comprehensive, nor does it, or should it (under any circumstances) be construed as constituting legal advice. You should seek independent legal or other professional advice before acting or relying on any of the content of this information. Aon will not be responsible for any loss, damage, cost, or expense you or anyone else incurs in reliance on or use of any information contained in this email. Before deciding whether a product is right for you, please consider the relevant Product Disclosure Statement (if applicable) and full policy terms and conditions available from HIAIS on request. All representations on this webpage in relation to the insurance products HIAIS arrange are subject to the full terms and conditions of the relevant policy. Please contact HIAIS if you have any queries.
HIA Insurance Services
Contact us
If you are an existing HIAIS customer looking for help or a new customer looking for a quote, you can contact the HIAIS team:
- Visit: hiainsurance.com.au
- Call us: 1800 762 878
- Email us: au.hiais@aon.com