{{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change location {{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change locationHousing industry urges Government to keep SMSF finance flowing to new homes
Housing industry urges Government to keep SMSF finance flowing to new homes
Member and guest login
Enter your email and password to access secured content, members only resources and discount prices.
Did you become a member online? If not, you will need to activate your account to login.
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
Forgotten password
Need some help?
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
If the email address you have entered is registered, you will receive an email with further instructions.
Become part of the HIA community
Enables quick and easy registration for future events or learning and grants access to expert advice and valuable resources.
Create a guest account
Enter your details below and create a login
Send me exclusive tips, early access to new launches, and special offers. I can change my mind at any time.
By clicking Get started now you agree to the terms and conditions and privacy policy.
From this week, SMSFs can no longer enter into new Limited Recourse Borrowing Arrangements (LRBAs) to finance residential property.
Industry data indicates that SMSF borrowing directly financed the construction of thousands of new detached homes each year and facilitated an even larger volume of apartment commencements. These new homes provide a pathway to homeownership and support the rental market.
With a third of Australians renting and cost of living pressures particularly for those Australians that do not own their home and thus experiencing housing insecurity, this ban does not just adversely impact housing supply at aggregate, it impacts intergenerational fairness and financial wellbeing of working Australians.
The housing and finance industry is urging the Government, at a minimum, to permit SMSF borrowing for newly constructed homes while Treasury undertakes and publishes a comprehensive assessment of the impact of the ban on detached home commencements, apartment construction, project pre-sales, rental supply and progress towards the Government's 1.2 million homes target.
Restricting investment in established homes still adversely affects new housing supply. But restricting finance for a home that has not yet been built means the policy reaches directly into the new-home market and contradicts the Government’s own tax reforms designed to encourage new housing.
At a time when Australia is already struggling to build enough homes, there should be a clear and public justification for any policy expected to reduce the building of new homes.
The review should also demonstrate a clear net public benefit sufficient to justify restricting Australians from using SMSF borrowing to build new homes.
If the evidence demonstrates a clear net public benefit from extending the prohibition to newly constructed homes, the Government can make that case publicly. Until then, SMSFs should, as a minimum, not be banned from borrowing for residential property and be allowed to continue to borrow to build new homes.
Australia should not sacrifice additional housing supply before the Government has demonstrated that a clear public benefit from doing so.
A Joint statement from:
Australian Finance Industry Association
Housing Industry Association
Property Council of Australia
Real Estate Institute of Australia
Self Managed Super Fund Association
Urban Development Institute of Australia.
For more information please contact:
New Form 26 and inspection record procedures for building surveyors
The Victorian government has introduced new rules for building surveyors including a new Form 26 and the requirement to lodge inspection records with councils. These new rules commence today - 1 September 2026.
Taxes delay Victorian home building recovery
“The fallout from recent federal changes to housing taxation and investment settings will see Victoria’s home building recovery delayed at least another year,” said HIA Executive Director, Keith Ryan.
Queensland housing recovery delayed as demand outstrips supply
Queensland’s housing market remains caught between strong underlying demand for homes and near-term economic conditions that are slowing new residential construction, according to Housing Industry Association Executive Director Queensland, Michael Roberts.
SA Building Women Awards Winners
Discover the winners of the 2026 HIA SA Building Women Awards, recognising outstanding leadership, innovation, professionalism and achievement in construction.