{{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change location {{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change locationNegative gearing, CGT and SMSF changes should have been red carded
Negative gearing, CGT and SMSF changes should have been red carded
Member and guest login
Enter your email and password to access secured content, members only resources and discount prices.
Did you become a member online? If not, you will need to activate your account to login.
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
Forgotten password
Need some help?
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
If the email address you have entered is registered, you will receive an email with further instructions.
Become part of the HIA community
Enables quick and easy registration for future events or learning and grants access to expert advice and valuable resources.
Create a guest account
Enter your details below and create a login
Send me exclusive tips, early access to new launches, and special offers. I can change my mind at any time.
By clicking Get started now you agree to the terms and conditions and privacy policy.
HIA Chief Executive Industry & Policy Simon Croft, said the reforms risk compounding Australia’s already critical housing shortage by undermining confidence and reducing capital flowing into new residential construction.
“These changes send exactly the wrong signal at the worst possible time and represent multiple own goals in the national effort to boost housing supply.
“Australia is in the grip of a housing supply crisis, yet these measures will dampen investment in new housing and make it harder to deliver the homes Australians urgently need."
HIA said the scaling back of negative gearing and CGT settings would weaken measures that have historically supported investment in residential construction, particularly in the delivery of new housing stock.
“The reality is that investors play a key role in funding new housing. Curtailing these incentives will lead to fewer homes being built and place further upward pressure on rents and prices,” Mr Croft said.
“At a time when all levels of government say increasing housing supply is the top priority, these reforms are an own goal. They actively work against that objective by discouraging the very investment needed to deliver new homes,” Mr Croft said.
HIA also warned that changes to SMSF investment rules would strip an important source of funding from the housing market.
“SMSFs have become an increasingly important provider of capital for residential investment. Restricting their participation will further tighten housing supply and reduce market resilience.
“The combined effect of the legislated changes would ripple across the economy, reducing construction activity and putting jobs at risk in one of Australia’s largest employing industries.
“Instead of encouraging investment to boost housing supply, these changes risk driving investors out of the market entirely.”
HIA reiterated that improving housing affordability requires policies that increase supply—not measures that discourage investment.
“These reforms should have been red carded. Australia needs policies that unlock housing supply, not restrict it,” Mr Croft said.
The Association urged the Government to work closely with industry to mitigate the impacts of the changes and refocus efforts on practical solutions, including planning reform, faster approvals, cutting red tape and greater land availability.
For more information please contact:
Update: contracts signed before 1 July 2026 and optional cover
HIA will continue to update you as we receive further advice and information on the ongoing transition from Domestic Building Insurance (DBI) to the First Resort Home Warranty Scheme (FRHWS).
Six-month lifeline no substitute for permanent fire testing solution
The Housing Industry Association (HIA) has welcomed the decision to extend the lease of CSIRO's North Ryde fire testing facility by six months, saying the announcement provides valuable breathing space but does not resolve the long-term threat to Australia's building product testing capability.
Apartment surge sets the stage for missing middle era
“The strong pipeline of multi-unit dwelling approvals recorded during the second half of 2025 has begun to translate into construction activity,” said Geordan Murray, HIA Executive Director ACT & Southern NSW.
Top end apprentices helping build Australia's housing future
The Housing Industry Association (HIA) has welcomed Leader of the Opposition Angus Taylor and Shadow Minister for Skills and Training Senator Jacinta Nampijinpa Price to the HIA Skills Centre in Darwin this week to meet apprentices and discuss the workforce challenges confronting Australia's residential construction industry.