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How new Buyer Protection and insurance laws affect builders in Victoria
Victoria’s new Buyer Protection laws are now in effect, bringing the most significant changes to domestic building regulation in years. From 1 July 2026, builders must comply with major reforms that affect insurance, registration, financial reporting and defect liability.
This resource breaks down the key changes, including the new First Resort Home Warranty Scheme replacing Domestic Building Insurance, updated rules around premiums and contracts, and the new Minimum Financial Requirements that will impact builder registration and access to warranty cover. It also explains how Maximum Construction Capacity, Adjusted Net Tangible Assets and builder eligibility will be assessed under the new framework.
The reforms also introduce significant new powers for the Building and Plumbing Commission, including Retrospective Rectification Orders for serious defective or incomplete work and expanded oversight of multi-unit projects. Understanding these changes is critical for Victorian builders to manage risk, protect their registration and stay compliant.
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Who is it for?
Building Professionals
Residential building industry professionals in Victoria.
What does it include?
- What is the First Resort Home Warranty Scheme (FRHWS) and Domestic Building Insurance (DBI)
- New Minimum Financial Requirements (MFR)
- Retrospective Rectification Orders
- BPC inspections of multi-unit home building projects.