{{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change location {{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change locationOwner occupiers drive record year in housing finance
Owner occupiers drive record year in housing finance
Member and guest login
Enter your email and password to access secured content, members only resources and discount prices.
Did you become a member online? If not, you will need to activate your account to login.
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
Forgotten password
Need some help?
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
If the email address you have entered is registered, you will receive an email with further instructions.
Become part of the HIA community
Enables quick and easy registration for future events or learning and grants access to expert advice and valuable resources.
Create a guest account
Enter your details below and create a login
Send me exclusive tips, early access to new launches, and special offers. I can change my mind at any time.
By clicking Get started now you agree to the terms and conditions and privacy policy.
The ABS released the Lending to Households and Businesses data for December 2021 today. The data provides statistics on housing finance commitments.
“The total value of housing loans issued in 2021 reached almost $370 billion, up by 51 per cent on the previous year and the strongest year since records began in 2002,” added Mr Devitt.
“This was driven by owner occupiers, accounting for over $260 billion of the total in 2021, up by 43 per cent on the previous year.
“While loans to first home buyers have come down in recent months, this cohort remains much more active in the market than it did before the pandemic. First home buyers accounted for $74 billion worth of housing loans in 2021, up by 30.3 per cent on the previous year.
“The boom in renovations also looks set to continue with lending for renovations of $5.4 billion in 2021, almost double the level in 2020.
“While investor loans are another growing sector of the market, they remain a relatively small share of the market.
“Investors accounted for $106 billion worth of housing loans in 2021, up by 75.1 per cent on the previous year. This still represents 28 per cent of the total market, compared to more than 40 per cent in 2015.
“Australians are remaining very active in the housing market. The pandemic has forced people to spend a lot more time at home, resulting in demand for greater amenity. This is being found in both moving to a new home or renovating the home people already have," concluded Mr Devitt.
Sustainable Homes recognised at HIA Australian GreenSmart Awards
Tasmania's Zanetto Builders dominated the 2026 HIA Australian GreenSmart Awards, taking home three national titles, including the coveted HIA Australian GreenSmart Home, partnered by Clipsal by Schneider Electric, for the exceptional Bluebush Passivhaus.
HIA welcomes bigger granny flats calls for further changes to unlock full benefit
The Housing Industry Association has welcomed a Tasmanian Government plan to allow larger secondary residences, or 'granny flats', and is calling for further changes to make sure the reform delivers its full potential.
Audit recommendations to strengthen transparency and accountability of HAFF
The Housing Industry Association (HIA) has welcomed the release of the Australian National Audit Office (ANAO) review of the Housing Australia Future Fund (HAFF) and Treasury’s acceptance of all five recommendations - aimed at strengthening the program’s governance, performance measurement and public reporting.
80% of builders expect home building to slow after Budget decisions
“Sales of new homes declined for a second consecutive month, down by 4.6 per cent in June, as higher interest rates and policy uncertainty continue to weigh on consumer confidence,” added Mr Reardon.