Housing industry insights
Advocacy & policy
News & inspiration
Support & guidance
Member perks
Industry insurance
For your business
Apprentices
Building it right
Building materials & products
Managing your business
Managing your safety
Building your business
Other subjects
A rewarding career
Study with us
A job in the industry
Grow with us
Our podcasts
Our initiatives
Get involved
Awards
Awards winners
Industry events
Most popular products
Top categories
For your business
{{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change location {{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change locationOwner occupiers drive record year in housing finance
Owner occupiers drive record year in housing finance
Member and guest login
Enter your email and password to access secured content, members only resources and discount prices.
Did you become a member online? If not, you will need to activate your account to login.
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
Forgotten password
Need some help?
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
If the email address you have entered is registered, you will receive an email with further instructions.
Become part of the HIA community
Enables quick and easy registration for future events or learning and grants access to expert advice and valuable resources.
Create a guest account
Enter your details below and create a login
Send me exclusive tips, early access to new launches, and special offers. I can change my mind at any time.
By clicking Get started now you agree to the terms and conditions and privacy policy.
The ABS released the Lending to Households and Businesses data for December 2021 today. The data provides statistics on housing finance commitments.
“The total value of housing loans issued in 2021 reached almost $370 billion, up by 51 per cent on the previous year and the strongest year since records began in 2002,” added Mr Devitt.
“This was driven by owner occupiers, accounting for over $260 billion of the total in 2021, up by 43 per cent on the previous year.
“While loans to first home buyers have come down in recent months, this cohort remains much more active in the market than it did before the pandemic. First home buyers accounted for $74 billion worth of housing loans in 2021, up by 30.3 per cent on the previous year.
“The boom in renovations also looks set to continue with lending for renovations of $5.4 billion in 2021, almost double the level in 2020.
“While investor loans are another growing sector of the market, they remain a relatively small share of the market.
“Investors accounted for $106 billion worth of housing loans in 2021, up by 75.1 per cent on the previous year. This still represents 28 per cent of the total market, compared to more than 40 per cent in 2015.
“Australians are remaining very active in the housing market. The pandemic has forced people to spend a lot more time at home, resulting in demand for greater amenity. This is being found in both moving to a new home or renovating the home people already have," concluded Mr Devitt.
Minimum trust tax a new tax on tradies
The Housing Industry Association (HIA) is warning that the Federal Government's proposed minimum tax on family trusts would amount to a new tax on tradies, builders and small family businesses, while creating costly business disruptions that would divert attention away from building the homes Australia desperately needs.
CBOS has split in two: who to contact now
From 1 October 2026, CBOS no longer exists as a single agency. The Tasmanian Government has split its work between two regulators, Building Standards Tasmania (BST) and Consumer Affairs Tasmania (CAT).
HIA remembers Kevin Brock
It is with great sadness that I advise of the passing of HIA Life Member Kevin Brock, aged 87.
Come walk a day in the shoes of small business
Before introducing another tax, another reporting requirement, another compliance obligation or another cost increase, HIA is calling on government ministers and policymakers to spend a day in the shoes of a small business owner.