{{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change location {{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change locationInvestors vital to increasing housing supply
Investors vital to increasing housing supply
Member and guest login
Enter your email and password to access secured content, members only resources and discount prices.
Did you become a member online? If not, you will need to activate your account to login.
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
Forgotten password
Need some help?
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
If the email address you have entered is registered, you will receive an email with further instructions.
Become part of the HIA community
Enables quick and easy registration for future events or learning and grants access to expert advice and valuable resources.
Create a guest account
Enter your details below and create a login
Send me exclusive tips, early access to new launches, and special offers. I can change my mind at any time.
By clicking Get started now you agree to the terms and conditions and privacy policy.
The ABS released the Lending Indicators data for the June quarter 2025 today, which provides the latest statistics on housing finance commitments.
“Investors are vital to the goal of increasing housing stock,” added Mr Reardon.
“Since the 2019 election, the ABS has been reporting on the importance of investors to increasing the supply of new homes in Australia.
“Today’s data shows that in the 2024/25 financial year that the number of loans to owner occupiers for new homes declined by 1.4 per cent, while the number of loans to investors increased by 3.5 per cent.
“Investors typically supply around a third of all new homes built in Australia but are a larger share of the market at present due to a lower level of activity from owner occupiers.
“Investors are not as adversely impacted by a rise in the cash rate, as they are not as sensitive to change in economic conditions or interest rates.
“Investors also accessed around a third of all loans for the purchase of an established home over the past six years. This is consistent with the ownership of the housing stock, which sees around a third of all homes available for rent.
“It is typical to see investors return to the market ahead of owner occupiers as they are less risk averse. We are in the middle of that cycle at present.
“Investors have been returning to the market, increasingly confident that ongoing strong population growth, tight labour markets and recovering household incomes will see the supply of homes outpaced by demand.
“HIA’s New Home Sales Report is already revealing an increasing number of contracts for new home builds being signed by aspiring homeowners.
“It will be crucial for policymakers to maintain a strong pipeline of shovel-ready land – both greenfield and infill – to meet this return of housing demand and prevent housing affordability from worsening.
“Increasing taxes on investors, even when targeted at the established market, does not lead to an increase in home supply.
“This includes policies that reduce the tax imposts on those that build new homes and reduce the regulatory burden on the industry,” concluded Mr Reardon.
The Territories have been leading the return of investor activity in 2024/25, with loans for the construction or purchase of new homes up by 138.3 per cent in the Northern Territory and 108.6 per cent in the Australian Capital Territory compared to the previous year. This was followed by gains in South Australia (+19.2 per cent), Western Australia (+10.9 per cent), Queensland (+7.4 per cent) and New South Wales (+1.7 per cent). Victoria (-0.9 per cent) and Tasmania (-28.5 per cent) saw the only declines in investor loans for new homes in 2024/25.
Lending to Investor purchase of new and existing dwellings
For more information please contact:
Housing Industry Association National Policy Congress Communique
The Housing Industry Association’s (HIA) National Policy Congress (NPC) met on the Gold Coast on 16 April 2026 for its annual meeting. The NPC comprises elected representatives from regions across Australia, together with the Chairs of HIA’s eight specialist committees.
HIA recognises long standing member with prestigious industry award
The Housing Industry Association (HIA) has honoured one of its most respected and long‑standing members, Graham Walker, as the 2026 recipient of the Sir Phillip Lynch Award of Excellence – acknowledging decades of outstanding service to both HIA and the broader residential building industry.
Victorian government announces new Cabinet
The Victorian Premier, Jacinta Allan, has today announced a new Cabinet following the announcement earlier this week that several long-time MPs will retire from the Ministry and the Parliament at the end of the year.
New Victorian Building Minister must delay building code changes
The Housing Industry Association (HIA) congratulates Nick Staikos on his appointment as the new Victorian Minister for Housing and Building and suggests he gets an early win on the board by immediately announcing a delay to the implementation of National Construction Code (NCC) changes due to commence on 1 May 2026.