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{{propApi.successMessage}} {{region}} Change locationA shortfall of 2 million homes
A shortfall of 2 million homes
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HIA’s recent Affordability Report revealed that housing across the country is still around its least affordable in HIA’s data back to the mid-1990s.
Even with the boost to borrowing power thanks to recent interest rate cuts, it still takes 1.7 average incomes to comfortably service a mortgage on a median priced dwelling in Australia, when an ‘affordable’ home should require only one average income .
Moreover, dwelling prices have started re-accelerating on the back of these rate cuts, plus ongoing population growth, a well-employed workforce, and increasingly binding land constraints across the country.
This implies affordability is set to worsen even further in 2026 and beyond.
For more information please contact:
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