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{{propApi.successMessage}} {{region}} Change locationRenovators and investors boost home building activity
Renovators and investors boost home building activity
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The ABS released the Lending Indicators data for the September quarter 2025 today, which provides the latest statistics on housing finance commitments.
“Data released today shows that the value of lending for renovations is almost three times higher than it was pre-pandemic. This growth in renovations work is facilitated by the rise in home prices and low unemployment,” added Mr Reardon.
“The high price of land has seen many households choose to renovate to gain additional space to accommodate a growing family. This has seen renovations activity growing twice as fast as the rest of the economy.
“Today’s data also shows that investors were responsible for building 43 per cent of new homes in the September quarter 2025. Investors play a vital role in bringing new homes to market. Since the 2019 election, the ABS has been reporting on the importance of investors to increasing the supply of new homes in Australia.
“Investors typically supply around a third of all new homes built in Australia but are a larger share of the market at present due to a lower level of activity from owner occupiers.
“The ABS also released data today for overseas arrivals and departures that shows an increase in permanent/long term arrivals to Australia, from already record high levels. This suggests that demand for homes will continue to grow at an elevated rate.
“Increasing taxes on investors, even when targeted at the established market, does not lead to an increase in home supply.
“It will be crucial for policymakers to maintain a strong pipeline of shovel-ready land to meet this return of housing demand and prevent housing affordability from worsening.
“This includes policies that reduce the tax imposts on those that build new homes and reduce the regulatory burden on the industry,” concluded Mr Reardon.
The number of loans issued nationally in the September quarter 2025 for the purchase and construction of new homes decreased by 0.2 per cent compared to the previous quarter. Tasmania had the largest increase in loans issued (+18.2 per cent), followed by New South Wales (+12.3 per cent), the Australian Capital Territory (+8.5 per cent) and Victoria (+0.3 per cent). Queensland (-0.4 per cent), Western Australia (-3.0 per cent), South and Australia (-3.9 per cent) and the Northern Territory (-26.8 per cent) all recorded declines over the same period.
Value of owner-occupier lending for renovations
Permanent & Long Term Arrivals vs Net Overseas Migration
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NCC 2025 preview released
The final content of NCC 2025 has been released today as a ‘preview’ by the Australian Building Codes Board (ABCB) on its website ahead of potential adoption later this year in most states and territories.
Extension of Home Building Grants to 2027
The Northern Territory Government has announced the extension of the $50,000 and $30,000 Home Building Grants till September 2027.
HomeGrown grant extension to 2027 key to driving growth in the Territory
“Today’s announcement on the continuation of the HomeGrown build grants through to September 2027, will provide builders and tradies across the Territory with confidence to plan projects, retain workers and invest in local capability,” stated HIA Executive Director Northern Territory, Luis Espinoza.
Raising interest rates to fight housing-driven inflation is like killing the patient to cure the fever
If governments continue to rely on higher interest rates and the RBA alone to manage inflation, they risk prolonging inflation, higher unemployment and worsening affordability all at the same time.