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{{propApi.successMessage}} {{region}} Change locationBudget supports home ownership
Budget supports home ownership
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“The measures to support home ownership contained in this budget will help thousands of Australian’s achieve the dream of home ownership,” said HIA Managing Director, Graham Wolfe.
“Research shows that 85 per cent of renting households aspire to own their own home, yet only 45 per cent feel they will achieve it.
“While many people can service a mortgage, the deposit gap continues to be the biggest barrier to home ownership. The announcement of 50,000 places per annum under the Home Guarantee Scheme will support more Australians gain the security that comes with owning their own home.
“The First Home Super Saver Scheme is also providing a lower tax environment for home deposit savings. The increase in the withdrawal cap to $50,000 will enable first home buyers to keep more of their savings and pay less tax to help them save a deposit sooner.
“Secure housing is a fundamental need for everyone. As state governments scale back their direct provision of public housing, it is crucial that the not-for-profit community housing sector is supported to fill the void.
“Extending the liability cap of the affordable housing aggregator by a further $2 billion will enable the National Housing Finance and Investment Corporation to continue to build this critical housing.
“Access to funding via NHFIC will enable the community housing sector to make more affordable housing available to those having difficulty accessing the private rental market now and into the future.
“The critical shortage of skilled trades workers that we are experiencing today is the outcome of a sustained decline in apprentice numbers over a long period. The Boosting Apprenticeship Commencments (BAC) scheme turned this trend around, with apprentice and trainee commencements in the year to September 2021 increasing by 88 per cent compared to the previous year.
“The new Australian Apprenticeship Incentive System will take over from the BAC on 1 July. Acknowledging the need to incentivise people to start training makes great sense, as does continuing to support employers to take on those wanting to start their career in a trade.
“This budget comes at a time when the housing industry is facing some of the greatest challenges on record. Supporting home builders to meet the housing needs of all Australians will deliver on the nation’s home ownership aspirations.”
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An update on Victorian working from home and buyer protection laws
The Victorian Government's Working from Home Bill has become available, and proposed buyer protection laws have undergone some changes.
Enforcement intensifies as compliance expectations climb
On 15 January 2026, penalties for non-compliance were increased under the Building Work Contractors Act 1995, Fair Trading Act 1987, and the Plumbers, Gas Fitters and Electricians Act 1995. The reforms also introduced new offences including undertaking, or engaging others to undertake, unlicensed work.
HIA's position on Australian Standards
HIA advocates for a more transparent, efficient and accountable Australian Standards system. This policy outlines HIA's recommendations for improving the development and enforcement of Australian Standards, and the role of the Australian Building Codes Board in assessing the impact of standards referenced in the National Construction Code.
400,000 more Australians, 50,000 too few homes
“Australia needed to build more than 250,000 homes last year just to keep pace with demand growth and begin reducing the housing shortage and yet we commenced less than 200,000 homes. This is why home prices and rents are rising,” stated Tim Reardon, HIA’s Chief Economist.