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The Home Guarantee Scheme comprises the First Home Guarantee, previously known as the First Home Loan Deposit Scheme, and the Family Home Guarantee. The number of places available through the First Home Guarantee has been increased from 10,000 to 35,000 per financial year, while the Family Home Guarantee now has an annual allocation of 5,000 places from 1 July 2022 until 30 June 2025.
Under the First Home Guarantee, an eligible first homebuyer can purchase a property with a deposit of as little as five per cent, while through the Family Home Guarantee a single parent with dependents can purchase a home with a deposit of as little as two per cent.
“The guarantees offer help to those Australians looking to buy their first home, recognising that saving for a deposit is the largest obstacle to achieving home ownership.
“With the current cost pressures on households, a first home buyer is facing years to save a deposit and in that time they risk being priced out of the market.
“Since its inception, HIA has been strongly supportive the Home Guarantee Scheme and its’ administration by the National Housing Finance and Investment Corporation (NHFIC). To date the scheme has helped more than 61,000 Australians get into a home of their own.
“HIA has always maintained that owning your own home is the best form of financial and personal security a person can have.
“The allocation released today takes the scheme from its original pilot phase, to a well accepted part of the home buying landscape in Australia. Since its launch it has been clear that a real problem is being addressed and most importantly that thousands of Australia’s have been assisted to buy their first home.
“NHFIC anticipates making 50,000 new Scheme places available to eligible homebuyers in the year ahead, including 10,000 places in the new Regional First Home Buyer Support Scheme.
“HIA’s research earlier this year showed that 85 percent of renters in Australia aspire to own their own home, but only 49 percent believe the dream is an achievable one.
“The Home Guarantee Scheme goes a long way to helping that dream become a reality and HIA looks forward to its continued success.”
The Building and Construction Industry (Security of Payment) Act 2021 (WA) (SOP Act) applies to some construction contracts but excludes others. Before you make a claim under the SOP Act, it is important to confirm that your contract is covered.
The Tasmanian Government has released the Residential Building (Miscellaneous Consumer Protection Amendments) Bill 2022 for consultation. HIA has raised concerns with some elements.
Geraldton’s own third year carpentry and joinery apprentice Callum Marquis from Connolly Creative Building Co. has been named 2022 HIA Stratco WA Peter Stannard Apprentice of the Year.
Security of payment laws provide for the rapid adjudication of payment disputes in the building and construction industry.