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“The report highlights over the past year 43,800 Scheme places were taken up, with the Scheme continuing to support more young Australians to secure their own home.
“HIA was instrumental in advocating for the introduction of this scheme and its further enhancements over the past few years and is pleasingly to see its continued success in helping more Australians, and particularly first home buyers and those in regional areas get into their own homes.
“The Home Guarantee Scheme (HGS) is an Australian Government initiative to support eligible home buyers, including first home buyers, single parents and regional Australians, to buy a home sooner. It currently comprises the First Home Guarantee (FHBG), the Family Home Guarantee (FHG) and the Regional First Home Buyer Guarantee (RFHBG). The Scheme is available through 33 Participating Lenders.
“The Home Guarantee Scheme is an important incentive making it easier for a first home buyer to raise their deposit more quickly and easily and in turn helping them get into their own home faster.
“The Scheme also seems to be having a positive effect on a broad range of Australians from different areas and age groups, and not just those living in cities on high incomes.
“It is particularly pleasing to see that regional Australians comprised a significant portion of eligible home buyers utilising the Scheme, with over 18,000 regional Australians supported including over 13,000 people accessing the RFHBG.
“Previous figures also indicated that 51% of participants in the Scheme are women, and 55% are under the age of 30, further evidence of its success in supporting these cohorts into home ownership.
“Key workers were also active participants of the Scheme, with over 11,300 key workers enter into home ownership in 2023-24. The majority of these were nurses, teachers and social workers who were supported by the Scheme to secure stable housing located near their place of work.
“HIA was encouraged by the recent release of 50,000 new places under the Scheme for the 2024-25 financial year which is an important boost for aspirational home buyers in Australia.
“These positive inroads into improving housing outcomes, prove what we have said all along, that these types of Schemes work and should be expanded and supported for those who want to achieve the Australian dream of owning their own home can do it,” concluded Ms Martin.
“Of the estimated 34,000 apprentices who will commence a construction trade apprenticeship this year, we expect fewer than 20,000 will make it through to complete their qualification. This must improve,” stated Geordan Murray, Executive Director - Future Workforce.
The Victorian Government has extended its stamp duty concession for off-the-plan properties, providing continued financial relief for homebuyers. This initiative aims to support the housing market and make home ownership more accessible.
HIA provided a submission to the National Policy Competition analysis 2025.
As West Australia’s residential building industry continues to grow and evolve, it’s important we take a step back and look at something we often overlook - our mental health.