{{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change location {{propApi.title}}
{{propApi.text}} {{region}} Change location{{propApi.title}}
{{propApi.successMessage}} {{region}} Change locationMortgage buffer, major barrier for first home buyers
Mortgage buffer, major barrier for first home buyers
Member and guest login
Enter your email and password to access secured content, members only resources and discount prices.
Did you become a member online? If not, you will need to activate your account to login.
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
Forgotten password
Need some help?
If you are having problems logging in, please call HIA helpdesk on 1300 650 620 during business hours.
If the email address you have entered is registered, you will receive an email with further instructions.
Become part of the HIA community
Enables quick and easy registration for future events or learning and grants access to expert advice and valuable resources.
Create a guest account
Enter your details below and create a login
“The proposal to review mortgage lending rules and the serviceability buffers to tilt the scales back towards supporting first home buyers into home ownership is a strong and timely response to one of the most significant barriers to home ownership,” HIA Managing Director Jocelyn Martin said today.
“HIA has consistently raised concerns about lending regulations that no longer reflect today’s economic reality. The current settings—particularly the 3 per cent serviceability buffer—are unnecessarily restrictive and are locking people out of homes loans they could otherwise adequately service.
“Access to finance is one of the most significant barriers holding back more Australians into housing and with home ownership rates at record low levels, we need all levels of governments and all parties to look at all options to reverse this worrying trend.
“HIA has previously advocated on the need for governments and APRA to ‘consider the impact of financial regulation on housing affordability and first home buyer access to the market’. It’s encouraging to see that message being taken seriously in this policy.
“We urge all parties to put the goal of home ownership at the centre of their housing policy platforms. This is an opportunity to restore greater equity to the system and give more Australians the chance to own their own home,” concluded Ms Martin.
Read more on HIA’s advocacy on how the Federal government can support financial settings that encourage home ownership for all Australian's.
For more information please contact:
Revised methodology for the Australian Apprenticeship Priority List
HIA provided comments on the revised methodology for the Australian Apprenticeship Priority List. The Australian Apprenticeship Priority List (AAPL) is an important tool to enable government and industry to focus and prioritise those industries most in need of assistance.
Smart home wins HIA Northern Territory Home of the Year
McT Design & Construction was named the 2025 HIA Northern Territory Home of the Year winner for a home featuring luxurious finishes, a thoughtful U-shaped design, smart automation, and seamless blend of style, comfort and practicality.
CWD - Construction With Destiny wins HIA Tasmanian Home of the Year
CWD – Construction With Destiny has been awarded the 2025 HIA Tasmanian Home of the Year for its Nebraska Residence – a coastal sanctuary that blends natural elegance with exceptional craftsmanship.
Brisbane builder Jager Build win top award for Sunshine Coast home
Jager Build wins the 2025 HIA Sunshine Coast & Wide Bay Home of the Year for its Horseshoe Hill project positioned high on the Sunshine Coast hinterland.