{{ propApi.searchIcon }}
{{ propApi.closeIcon }}
Our industry
Our industry $vuetify.icons.faArrowRight
Housing industry insights Economics Insights Data & forecasts Tailored research & analysis Advocacy & policy Advocacy Policy priorities Position statements Submissions News & inspiration Industry news Member alerts Media releases HOUSING Online
Business support
Business support $vuetify.icons.faArrowRight
For your business Contracts Online Safety systems & solutions Advertise jobs HIA SafeScan Member perks Toyota vehicles The Good Guys Commercial Ampol fuel savings See all Industry insurance HIA Insurance Services Construction works insurance Home warranty insurance Tradies & tool insurance Apprentices Why host a HIA apprentice? Hire an apprentice Support & guidance Contracts & compliance support Building & planning services
Resources & advice
Resources & advice $vuetify.icons.faArrowRight
Building it right Building codes Australian standards Getting it right on site See all Building materials & products Concrete, bricks & walls Getting products approved Use the right products for the job See all Managing your business Dealing with contracts Handling disputes Managing your employees See all Managing your safety Safety rules Working with silica See all Building your business Growing your business Communication for your business See all Other subjects Getting approval to build Sustainable homes See all
Careers & learning
Careers & learning $vuetify.icons.faArrowRight
A rewarding career Become an apprentice Apprenticeships on offer How do I apply? Frequently asked questions Study with us Find a course to suit you Qualification courses Learning on demand Professional development courses A job in the industry Get your builder's licence Continuing Professional Development (CPD) Further your career Find jobs
HIA community
HIA community $vuetify.icons.faArrowRight
Join HIA Sign me up How do I become a member? What's in it for me? Mates rates Our podcasts Made To Build Built Different HIA Building Australia Building the Hunter Our initiatives HIA Building Women GreenSmart Kitchen, bathroom & design hub Get involved Become an award judge Join a committee Partner with us Support for you Charitable Foundation Mental health program Get to know us Our members Our people
Awards & events
Awards & events $vuetify.icons.faArrowRight
Awards Awards program People & Business Awards GreenSmart Australian Housing Awards Awards winners Regional Award winners Australian Housing Award winners 2025 Australian Home of the Year Enter online Industry events Events in the next month Economic outlook National Conference Events calendar
HIA shop
HIA shop $vuetify.icons.faArrowRight
Most popular products National Construction Code Vol 1 & 2 Waterproofing wet areas AS 3740:2021 HIA Guide to Waterproofing HIA Guide to NCC Livable Housing Provisions Top categories Building codes & standards Contracts & documents Guides & manuals Safety products Signage For your business Contracts Online Digital Australian Standards Digital Resource Library Forecasts & data
About Contact Newsroom
$vuetify.icons.faTimes
$vuetify.icons.faMapMarker Set my location Use the field below to update your location
Address
Change location
{{propApi.title}}
{{propApi.text}} {{region}} Change location
{{propApi.title}}
{{propApi.successMessage}} {{region}} Change location

$vuetify.icons.faPhone1300 650 620

Building Indemnity Insurance

Building Indemnity Insurance (BII) is mandatory in SA for domestic building work. Learn when it applies, who must obtain it, and what builders must do before work begins.
{{ tag.label }} {{ tag.label }} $vuetify.icons.faTimes

Building Indemnity Insurance (BII) is mandatory for most domestic building work in South Australia, and builders must have a policy in place before any work starts. With changes to thresholds coming into effect and increased enforcement, it’s critical that builders understand when BII applies and what must be provided to homeowners and councils.

BII protects the homeowner if a project fails or is abandoned due to insolvency, death, or disappearance of the builder. It also covers losses from defective work for up to five years. Contract values, chattels, council approvals and project type all influence whether insurance is required. Getting this wrong can mean delays, rejected permits or serious penalties.

Our full guide explains when BII is needed, what insurers cover, how statutory warranties apply, exemptions, claim limits, and how modular or prefabricated homes are treated. If you want clarity before signing contracts or starting work, access the article and stay fully compliant.

Access this resource now

$vuetify.icons.faSearchPlus

Non-Member price

{{product.currencySymbol}}{{product.listPrice | asCurrency}}

Member price

FREE

{{product.currencySymbol}}{{ membersPrice | asCurrency}}

Login or create an account Add to cart $vuetify.icons.faPlus Login or create an account Get it now $vuetify.icons.faArrowToBottom
Item added to cart

Please proceed to cart to checkout Cart

Item not added to cart

Please try again

$vuetify.icons.faTimesCircle
Didn’t find what you were looking for?

Who is it for?

Building Professionals

Residential building industry professionals in South Australia.

What does it include?

  • When do you need BII? 
  • What does BII cover?  
  • What are statutory warranties? 
  • How long does the insurance last? 
  • How much can homeowners claim? 
  • What type of work does not require BII? 
  • Prefabricated and modular homes 
  • Who arranges BII?

Become a HIA member today

Join Australia’s largest residential building association to gain access to a huge range of industry products and business services. We can help you manage, operate and grow your business.