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Construction Works

Construction Works – New & improved cover you can buy online!


Construction Works - also known as Contract Works - covers Builders, Tradies and Subcontractors responsibilities to insure against loss or damage to their build, as well as their legal and contractual obligations in relation to the contracted works.

We understand the risks and challenges builders, tradies and subcontractors face on and off site every day. Providing customers with comprehensive cover at a competitive price, and taking the hard work out protecting your works is at the core of HIA Insurance Services, which is why we have designed 2 new and improved levels of cover you can buy online.


Get a quote and buy online now


Gold: Quality cover at a competitive price.

Key Benefits:

  • Cover for Subcontractor Negligence: your interests are protected for your subcontractor’s work for which you are liable.
  • Legal Liability Claims: cover for legal fees, settlements and court costs from defending certain claims. *
  • Automatic Contract Value Increase: for if when the value of the contracted works increases mid-project. *
  • Mitigation Costs: Preventing covered damage to insured property. *
  • Owner Builder, Single Project and Annual Turnover Policies available

Platinum: Our highest level of cover.

Key Benefits:

  • Cover for Display Homes: showcase your work and secure your next project with the peace of mind you need whilst you’re on-site working on your current build. *
  • Existing Structures Cover: no additional cover needed for extensions on top of the insured contracted works. *
  • Search & Locate Damage/Defects Cause: discover what’s causing something to not work properly fast. *
  • Access to Remove & Restore: Cover that enables the repair of the works without you being entirely out of pocket. *
  • Single Project and Annual Turnover Policies available.

*Up to the limit of your liability cover or limit specified in the policy wording. Please check your policy wording for mentioned expenses, specified limits and further details.


Get a quote and buy online now

or call 1800 633 467 for more information.